The reply is written and sitting below under Letters. Ray sends it himself from divorcediabetes@gmail.com inside the existing thread. The answer to his fork is BEFORE THE SALE, never the judgment. Do not put an offer number in it.
A loan application was opened in Ray's name on 8/19 at 7:34 PM and the task list is already asking for a sales contract. Before filling in one task, confirm Crown originates FHA 203(k) renovation loans in-house AND is an NJHMFA participating lender. If it is not both, this application does not fit the plan.
The sale moved off today and onto 8/27, a seventh adjournment. Ask whether the estate will sell before the sale. The heir letter is written and ready to print, but the Surrogate is the only way to get the co-executrices' address.
Seven bedrooms at $48,571 a bedroom is the cheapest livable stock on the board. The one question that matters is whether all seven are legal bedrooms with egress. Letter is written.
Six bedrooms, $394,000, Ewing Twp taxes $4,500, everything else fits Band 2 outright. One number decides whether this is a target or a rejection and nobody has asked for it in 35 days.
It was the best cost per bedroom on the rental board at $555. One call settles whether it is rented, pulled or mispriced.
Gutted to the studs and fully boarded. Cheapest bedroom on either board and it has been unchanged since 8/16.
Gut shell with the rough-in already done, which is the ideal 203(k) profile. Flipper relisted at $144,000 after paying $140,000 in April, so he is at cost.
NEW TO THIS REPORT, not new to the market. Surfaced only because all three pages of the 4-to-5BR feed were read today. Badge shows a $10,000 cut.
NEW TO THIS REPORT. 2,464 sqft on four bedrooms is the most room per bedroom in Band 1, so the fifth bedroom is a partition, not an addition.
NEW TO THIS REPORT and flagged PRE-FORECLOSURE on the feed itself, with a $15,000 cut. A pre-foreclosure that is still listed is a seller who wants out before the sheriff does it for him.
NEW TO THIS REPORT. Badge shows a $20,000 cut. Same block as 328, so one drive covers both.
141 days on market and three cuts totalling $50,000. Bought 8/23/2017 for $45,000, so there is roughly $180,000 of equity behind a seller who keeps cutting.
Dropped $21,000 in nine days. HVAC about a year old. Only 1,273 sqft, so the fifth bedroom is a real build, not a partition.
Listed as an investment with a tenant paying $2,000 a month. A sitting tenant is a problem for an owner-occupied 203(k) and needs to be settled before anything else.
Thirty days on market with no cut yet. 1,691 sqft. Above the $100k-rehab line, inside the $75k line.
PRICE CUT TODAY, $344,999 down to $339,999. Seven bedrooms, 2,208 sqft, turn-key. Cheapest livable bedroom on the board at $48,571. Florence Twp is a buy-list town at 2.196%.
Listed 8/15/2024. That is 735 days with exactly one $5,000 cut. A seller who will not cut and will not sell is the seller most likely to take a note.
Six bedrooms in only 1,528 sqft, about 255 sqft per bedroom. That is tight for eleven people and worth seeing in person before it goes further.
DROPPED OUT of the bedroom feeds today but is STILL LIVE in the Burlington multi-family feed at the same $359,000. It is not off market. Legal duplex, front 4BR rented $2,325, back 2BR vacant.
Two kitchens already, plus a bonus room the listing says converts to a seventh bedroom. REO, sold as-is, seller never occupied. 3,020 sqft. This is the in-law-suite answer.
6,753 sqft on 2.07 acres with three outbuildings, which clears the Band 2 square-footage exception outright. Strictly as-is with no interior access, so nobody knows what is inside.
Last sold 10/29/1992 for $125,000. A 34-year hold with roughly $275,000 of equity and $50,000 of cuts already taken. 2,548 sqft lakefront, needs a sixth bedroom priced in.
Rittenhouse Park townhouse, 2 to 3 bedrooms. Cannot house nine at any price. Deprioritised on purpose, listed only so the low upset does not pull attention. NEW conflict logged today, notice judgment $46,100.30 against the $47,846.61 summary field.
Estate of James F. Jordan with five heirs. Vacant, no prior mortgages or liens, first sale date with no adjournments. Open water $537.62 and sewer $861.80, about $1,399 on top. Freddie Mac SCRT trust so the next-of-kin right of first refusal applies. Bed count unverified.
ADJOURNED TODAY. The court moved this off 8/20 and onto 8/27, a seventh adjournment since October 2025. Estate of Mary S. Curry, co-executrices Denita Curry and Kimberly Curry Chandler. No debtor adjournments were available as of 10/16/2025, so this is the court buying time, not the family. Westampton is a buy-list town at 2.309%. Bed count unverified.
Upset conflict confirmed a fourth day. Dominic Chianese deceased with twelve or more heirs, Michael Chianese administrator. Tax certificate 26-00087 for $1,102.63 must be redeemed. Ask for Andrew Parker. Bed count unverified.
Date re-derived today and it holds at 9/17. Lela M. Lee heirs. Detached, 65 by 100. No prior mortgages or liens. Buyer inherits about $5,248 of arrears including Q3 tax $2,669.60 and water $2,386.08 with penalty. Willingboro MUA 609-877-2900.
Tax-lien foreclosure. Open taxes of $4,755.89 are stated TWICE in the notice, so $9,511.78 does not go away at the sale. Real entry is about $49,512. Never quote the $40,000 alone. Both debtor adjournments spent. Bed count unverified.
LIVE THREAD. Karcich wrote back on 8/19 asking for a written offer and whether Ray wants the judgment or the house, and said the current owners might be interested in selling. Upset is $107,060.31 below the summary judgment. Country Club Ridge is one of the three Willingboro sections the buy box keeps. No prior mortgages or liens, no adjournments. BED COUNT STILL UNVERIFIED and that is what blocks an offer.
Lot is 20.0 by 76.0 feet, which is narrow enough to be a townhouse. Bed count unpublished and that matters more here than the price. Bordentown Twp is a buy-list town at 2.352%.
Tenant listed as Amir, last name refused. Tax certificate 25-00031 held by American Tax Lien Fund LLC for $551.40, not extinguished. Palmyra is a high-tax town at 3.204%.
Lot is 25 by 150 feet, so almost certainly a rowhouse and the bedroom question is real. About $3,464 of Q3 tax, water and sewer arrears on top. No debtor adjournments available as of 9/24, so the date should hold. Moorestown is a buy-list town at 2.049%.
Lowest upset on the board by half. The upset sits $152,482.50 below the notice judgment, which is a published fact and not a promise the lender will come down. Notice discloses no tax certificate and no open municipal charges, which is unusual for this board. Pemberton Boro is a buy-list town at 2.059%. Bed count unverified.
Eleven scheduled dates since 10/9/2025, two attorney then eight court. The most adjourned file on the board. A living owner, not an estate. NACA and NJHMFA are both defendants. Bed count unverified.
The plaintiff is NJHMFA itself, which is the same agency behind the $10,000 down payment assistance. East Region Tax Auction LLC holds a priority tax sale certificate and the amount is not stated on the page retrieved. Bed count unverified.
Upset sits above the judgment, which is the weaker direction. Second Powers Kirn file, so one call covers this and 87 Middlebury. Shamong is a buy-list town at 2.281%.
About $1,159 of certificate, water, trash and sewer arrears on top. Upset above judgment and above the Band 1 ceiling. Logged so it does not resurface as new.
| Address | Town | Rent | Bd | Full baths | $/bed | Source |
|---|---|---|---|---|---|---|
| 5 Pastoral Ln | Willingboro | $2,999 | 5 | 2 full | $600 | apartments.com |
| 3 Cherokee Dr | Pemberton Twp | $3,000 | 5 | 2 full | $600 | apartments.com. ALSO FOR SALE at $399,000, so a lease with an option is live here |
| 5 Shelbourne Ln | Willingboro | $2,575 | 4 | 2 full | $644 | hotpads |
| 394 Croshaw Rd Unit A | Wrightstown | $2,599 | 4 | 2 full | $650 | apartments.com |
| 298 Ivy Ct | Marlton | $2,600 | 4 | 2 full + 1 half | $650 | hotpads |
| 316 California Trl | Browns Mills | $2,695 | 4 | 2 full | $674 | hotpads |
| 208 Haddon Rd | Browns Mills | $2,700 | 4 | 2 full | $675 | homes.com |
| 13 Broadway | Browns Mills / Pemberton Twp (source conflict) | $2,750 | 4 | 2 full | $688 | homes.com, apartments.com |
| 210 Valley Rd | Pemberton Twp / Browns Mills (source conflict) | $2,795 | 4 | 2 full | $699 | all three |
| 16 Marshal Ln | Willingboro | $2,800 | 4 | 2 full | $700 | all three |
| 144 Mill St | Mount Holly | $2,800 | 4 | 2 full | $700 | hotpads |
| Evergreen Blvd | Browns Mills | $2,800 | 4 | 2 full | $700 | hotpads |
| 23 Palmetto Ave | Marlton | $2,800 | 4 | 3 full | $700 | hotpads. NEW TO THIS REPORT |
| Address not published | Beverly | $2,850 | 4 | 2 full | $712 | craigslist by-owner |
| 20 Sussex Dr | Willingboro | $2,850 | 4 | 2 full | $712 | homes.com |
| 27 Glover Ln | Willingboro | $2,850 | 4 | 2 full | $712 | all three |
| 17 Bonnie Ln | Willingboro | $2,890 | 4 | 2 full + 1 half | $722 | all three |
| 129 S Coles Ave | Maple Shade | $2,900 | 4 | 2 full | $725 | hotpads |
| 33 Pastoral Ln | Willingboro | $2,950 | 4 | 2 full | $738 | hotpads |
| 206 Stevenson Ave | Beverly | $2,995 | 4 | 2 full + 1 half | $749 | homes.com |
| 150 Eastbrook Ln | Willingboro | $3,000 | 4 | 2 full | $750 | hotpads |
| 54 Plumtree Ln | Willingboro | $3,000 | 4 | 2 full | $750 | homes.com, apartments.com |
| 1 Spruce Ln | Evesham / Marlton | $3,000 | 4 | 2 full | $750 | homes.com, hotpads. NEW TO THIS REPORT |
| 121 E Union St | Burlington CITY | $3,000 | 4 | CONFLICT 2.5 homes.com vs 3 full apartments.com | $750 | homes.com, apartments.com |
PASTE-READY REPLY - 125 Country Club Rd. Ray sends this HIMSELF from divorcediabetes@gmail.com, as a reply inside the existing thread with Andrew Karcich (akarcich@lkylaw.com, cc Susan McDonough smcdonough@lkylaw.com). Do NOT send from raysellsmorehouses@gmail.com.
Andrew, Before the sale, not the judgment. I want the house. You wrote that the current owners might be interested in selling. I'd like to take that up with them. I can't hand you a number yet and I'd rather say so than invent one. The sheriff file publishes no bedroom count and I can't find one anywhere, so I don't know what I'm pricing. My loan application went in this week and the pre-approval isn't back. Both should be quick. If your client would rather hold a note than take cash, I'd talk about that too. The bedroom count is what I need most. Just reply here with it, or with who I should ask, and I'll work off that. I'm at (609) 817-5812 if a call is easier. If your client isn't interested, tell me that and I'll leave it alone. Ravenna "Ray" Taylor (609) 817-5812 divorcediabetes@gmail.com
PRINT AND MAIL. Heir addresses are published nowhere. Get them from the Burlington County Surrogate, 50 Rancocas Rd, Mount Holly, (609) 265-5005, or NJ Courts by F-docket. To: Denita Curry and Kimberly Curry Chandler, Co-Executrices, Estate of Mary S. Curry
Dear Ms. Curry and Ms. Chandler, I'd like to buy 5 Maple Tree Drive in Westampton from you before the sheriff's sale on August 27th. The file is 25001775, docket F-022315-18-C. The court moved that sale off yesterday's date and onto the 27th, so there's a little more room than there was. At a sheriff's sale the lender and the costs get paid first and families usually see nothing. The judgment here is about $253,947.71 and the opening bid is set around $262,000.00. Sell before the sale and you set the price and keep what's left. I'm buying to live in with my family. I can work with an estate that isn't finished, with both of you signing, with any condition, and with the house exactly as it sits. Nothing needs to be cleaned out. Easiest is probably a quick call. I'm at (609) 817-5812, any time before the 27th. If you'd rather I didn't write again, tell me and I won't. Ravenna "Ray" Taylor (609) 817-5812 divorcediabetes@gmail.com
Michael Sclafani, RE/MAX Central, (609) 728-9402. No verified email address found, so this goes by phone and mail.
Mr. Sclafani, I'd like to buy 132 4th Avenue in Roebling, MLS 22622480, and I'd like to know whether your seller is open to talking terms. I saw it came down to $339,999. Seven bedrooms is the reason. There are nine of us, and almost nothing in Burlington County at this price sleeps that many. I'm not an agent and I'm not after the listing. This would be a home for my family, not an investment. I'm financing, not cash. If your seller would rather hold a note or do a lease with an option, I'd talk about either. One question. Are all seven bedrooms legal bedrooms with proper egress, or are some of them finished rooms? Easiest is probably a quick call. I'm at (609) 817-5812, any time this week. If your seller isn't interested, no hard feelings, just let me know. Ravenna "Ray" Taylor (609) 817-5812 divorcediabetes@gmail.com
| Source | Status | What it gave |
|---|---|---|
| homes.com 5-bedroom under-400k | WORKED | 18 results. The only feed carrying 6BR and 7BR stock under $400,000. |
| homes.com 6-bedroom under-400k | WORKED | 5 results, 3 of them out of county on Route 542. |
| homes.com 4-to-5-bedroom under-400k | WORKED, ALL 3 PAGES | 118 results across 3 pages. First time all pages were read. This is why four Band 1 candidates appear as new to the report. |
| homes.com rentals 4BR | PARTIAL | 53 reported, 40 readable. Page 2 not retrieved, so no off-market claim is made from this source alone. |
| apartments.com 4BR under 3000 | WORKED | 19 entries, one truncated. Only source carrying the 5-bedroom rentals. |
| hotpads houses beds=4 | PARTIAL | 50 reported, 40 readable. Page 2 not retrieved. |
| craigslist south jersey apa | PARTIAL, URL CHANGED | The newjersey.craigslist.org path now returns 404. www.craigslist.org/search/area/southjersey works. 5 results, 1 in county. |
| homes.com Burlington multi-family | WORKED | 24 listings. Bed and bath blank on 23 of 24. |
| homes.com Mercer multi-family | WORKED | 35 listings. Bed and bath published on only 8. |
| Burlington County Sheriff, salesweb.civilview.com | WORKED | 92 rows, self-stamped 8/20/2026 7:08:00 AM. 21 detail pages opened in one cookie session. |
| Mercer County Sheriff | BLOCKED | Seventh consecutive run with no rows. Both index pages 404. Nothing claimed. |
| Facebook Marketplace paste file | WORKED, EMPTY | SWEEP-MARKETPLACE-INTAKE has nothing below the paste marker. That is normal. |
| Facebook alert emails | NOT YET ARRIVING | from:facebookmail.com newer_than:2d returned zero. from:facebook.com newer_than:2d returned zero. Fifth day. facebook.com itself was never fetched. |
| Gmail, replies to Ray's letters | WORKED | No new reply in 2 days. The Karcich reply of 8/19 is still the live one and it arrived only because Ray forwarded it by hand. |
| Zillow | SKIPPED | 429 on detail pages. Fully covered by homes.com. |
| Realtor.com, Redfin, Zumper, Crexi, HUD HomeStore | BLOCKED | Not retried. |
All prices unchanged from 8/19 unless noted. 44 Henderson Ln $269,900, 33 Middlebury Ln $325,000, 2 Budhollow Ln $335,000, 57 Pond Ln $345,000, 41 Bartlett Ln $349,000, 49 Belmont Ln $349,998, 11 Eddington Ln $350,000, 103 Niagara Ln $350,000, 59 Bartlett Ln $350,000, 12 Elridge Ln $355,000, 9 Bonnie Ln $359,900, 185 Somerset Dr $360,000, 5 Barker Ln $365,000, 37 Princeton Ln $369,000, 55 Belhurst Ln $369,000, 19 Enter Turn $369,900, 5 Middleton Ln $370,000, 11 Hampton Ln $375,000, 10 Galton Ln $375,000, 20 Miniature Ln $375,000, 14 Gardenbrook Ln $379,900, 103 Holbrook Ln $379,900, 5 Newport Ln $380,000 coming soon, 62 Brierdale Ln $380,000, 86 E River Dr $389,900, 181 Somerset Dr $389,900, 21 Glenview Ln $389,999, 10 Bently Ln $399,999, 38 Gramercy Ln $399,900, 40 Maplewick Ln $400,000, 57 Eastbrook Ln $400,000, 32 Palfrey Ln $332,000, 37 Elsin Ln $385,000, 74 Beaverdale Ln $355,000. 90 Twin Hill Dr $309,900 is the Twin Hills exception, unchanged since the 8/17 cut, four bedrooms and above the Band 1 ceiling so it still does not qualify, but a property-management company selling it keeps the terms conversation alive.
348 E Broad St Burlington $275,000, 7 Edward St Lumberton $260,000, 144 Plum St Browns Mills $350,000, 75 Egbert St Pemberton $364,700, 37 Fern St Browns Mills $379,900 still unresolved against an 8/3 sold record on its eighth day, 800 Columbus Rd Burlington $399,999, 6 Devlin Ave Burlington $400,000, 819 W 2nd St Florence $360,000, 129 Buttonwood St Mount Holly $385,000, 405 2nd St Hainesport $309,990, 33 Morris Ave Burlington $345,900, 42 Press Ave Browns Mills $349,999, 248 W Union St Burlington $299,900, 517 Leconey Ave Palmyra $260,000, 50 W Monroe St Mount Holly $299,000, 3 Oak Ave Browns Mills $350,000 flagged PRE-FORECLOSURE, 115 Ridgway St Mount Holly $353,299, 210 Orange Ave Browns Mills $399,900, 31 W Shore Dr Southampton $375,000, 203 Blue Jay Ln Mount Holly $365,000, 226 Ruth Ave Maple Shade $349,500, 520 W Virginia Rd Browns Mills $347,500, 137 Fairfax Dr Cinnaminson $375,000, 725 Morgan Ave Palmyra $355,000, 185 Rancocas Rd Mount Holly $319,777, 5 Pear Ave Browns Mills $334,950, 929 Bordentown Rd Burlington $290,000, 438 Lawrence St Burlington $299,900, 16 Pear Ave Browns Mills $269,900, 50 Bispham St Mount Holly $269,000, 635 Morgan Ave Palmyra $250,000, 42 3rd Ave Roebling $299,900, 120 Clover St Browns Mills $299,900, 212 College Dr Pemberton $299,900.
1714 Route 542 Egg Harbor City $399,900 6BR and 1856 Hammonton Rd Egg Harbor City $400,000 6BR are Atlantic County. 1856 Route 542 Tuckerton $400,000 6BR is Ocean County. The last two are identical on every field and are probably one property listed twice. All three appear inside the Burlington County feeds. Geography only, nothing wrong with the houses.
315 Stacy St carries a "$179K PRICE INCREASE" badge on a $179,000 asking price, which is a badge artefact and not a price move. 119 Colonial Rd Unit 1 Beverly carries a "$45M PRICE DROP" badge on a $400,000 asking price. 219 E Broad St and 117 S Pavilion Ave still show badge drift with unchanged prices from 8/19. Prices are compared, badges are not.
25 E Jones Ave Edgewater Park upset $346,533.27 with prior liens outstanding, out on price. 12 Overbrook Cir Moorestown upset $408,181.95, above the Band 2 ceiling before rehab. 28 Oxford Cir Southampton upset $568,000. 244 Purdue Ave Pemberton Twp upset $415,000. 1400 Howard Blvd Mount Laurel upset $11,044,079.55, commercial, date holds at 9/17. 396 N Pemberton Rd judgment $2,512,777.76 commercial. 651 Rt 73 N Evesham judgment $319,808.87 commercial. 519 and 521 W Broad St Palmyra plus 66 Warren St Beverly, one docket, upset $4,029,580.27 as a package. 104 Creekside Way both numbers, condo, question now closed.
213 S Church St Moorestown $600,000, implied 5 beds and 3 full baths from the description prose, fails the six-bed minimum. 164 Willow Turn Mount Laurel $415,888, five beds, third Willow Turn duplex rejected on beds after 105 and 107. 219 E Broad St Burlington $388,888, 1002 W Front St Florence $368,888, 438 W 3rd St Florence $325,000, 257 Progress St Riverside $289,999, 117 S Pavilion Ave Riverside $419,000, 20 E Broad St Burlington $325,000, 60 Hanover St Pemberton $449,000 at 3 beds. Over the ceiling: 443 Landing St Lumberton $850,000, 83 E 2nd St Moorestown $779,000, 212 Warren St Beverly $999,999, 353-355 Farnsworth Ave Bordentown $650,000, 130 Lemmon Ave Pemberton $1,650,000, 345 Barclay St Burlington $2,900,000. Mercer: 135 N Academy St Hightstown $795,000 meets beds and baths but fails price by $195,000. Trenton city is held separately and 34 Cumberland Ave Unit 2 at $439,000 with 6 beds and 3 baths remains the best there if Trenton ever comes back on the list.
106 Willow Turn Mount Laurel sold 8/12/2026 at $560,000, stays closed. 100 Robbinsville Allentown Rd resolved at 4 beds total, stays closed. 315 Stacy St price mystery stays resolved. 709 Bridgeboro St Riverside $399,000 stays rejected as move-in-ready full retail with no distress signal, still marked coming soon 8/21.