10 sellers who might carry · 2 bank ready · next sheriff sale in 3 days
The best chance of a seller carrying paper this morning is still 49 East Cloverdale Avenue in Pine Hill, a house being sold by its own owner while a sheriff sale runs at it on September 16.
49 E Cloverdale Ave, Pine Hill · $450,000 · 4 bedrooms
10might carry
2bank ready
3days to next sale
Today
Five calls, in priority order
Andrew Karcich · 125 Country Club Rd
He asked in writing for an offer on August 19 and prefers email. The answer is before the sale, never the judgment. Get the bedroom count or a walkthrough out of him. Sale is 9/10.
856-309-0200 · akarcich@lkylaw.com · send from divorcediabetes@gmail.com, inside his existing thread
Property Owner · 49 E Cloverdale Ave, Pine Hill
By owner and in foreclosure at once. Sale 9/16, 23 days. The listing publishes the contact only as "Property Owner", so ask who you are speaking to rather than assuming.
The pre-qualification is the binding constraint on this entire board. Every ceiling here is built on an estimated $197,000. Confirm Crown originates FHA 203(k) in house and participates in NJHMFA.
10 ranked by signal strength, not by price. Figures are as published at retrieval time.
SELLER WILL HOLD A MORTGAGE ON HALF, IN WRITING
Listing, re-pulled this morning: "Seller is willing to hold the mortgage on half the sale price at 4 and a half %. The first half to be put down at closing."
Only written carry terms on the board
707 N 6th St
Camden City, Camden County
$330,000
5 bd / 2 ba1,579 sfTax $2,256
Half in cash at closing is about $165,000 and that is the blocker. The unasked question is whether he will hold more than half, on a longer term. Off market 5/15, back 8/5 at a $10,000 cut.
For sale $399,000 and for rent $3,000 a month, both live today.
Strongest inferred carry signal
3 Cherokee Dr
Browns Mills, Pemberton Twp
$399,000
5 bd / 2 ba1,752 sfAlso $3,000/mo rent
A seller running both tracks at once is a seller who will discuss a lease with an option. Fifth consecutive run holding this position, and still no phone published for the agent.
the listing agent No phone published. None was verified this run, so none is printed.
Listing verbatim: "Investment opportunity! Large 5 Beds / 1.5 Bath home in need of some work", "Currently rented for $2,000/mo".
Tenants in place
236 Washington St
Mount Holly, Burlington County
$235,000
5 bd / 1.5 ba1,530 sfRented at $2,000/mo
Five bedrooms at $235,000 is the second cheapest per bedroom in Burlington County. Tenants in place means a landlord who may prefer terms over a closing.
Austin Cennimo, Keller Williams Moorestown No phone published. None was verified this run, so none is printed.
Buckingham is a B street and detached, so it clears the section test. No annual tax figure is published, and in Willingboro the published bill governs, never the town average. Pull it before any offer.
Joseph Burgos, Burgos Realty No phone published. None was verified this run, so none is printed.
2 against an estimated $197,000 total project ceiling, pre-qualification pending
Does not fit today
315 Stacy St
Burlington, municipality unresolved, Twp 2.192 or City 3.369
$179,000
5 bd / 1 baGutted to the studsSold strictly as-is
Cheapest per bedroom anywhere on the board and the ideal 203(k) shape. It still does not fit: a gut is a $100,000 job, which puts the purchase ceiling near $97,000. This is the first address to re-price the day Crown returns a real number.
Chatewantie Prashad, O'Brien Realty No phone published. None was verified this run, so none is printed.
8 Bed counts are not published on sheriff records. Where a count appears it came from auction.com, Xome, Redfin or Zillow and the source is named. Burlington board stamped 8/24/2026 4:34 AM, Camden 4:51 AM.
FOR SALE BY OWNER AND ON THE SHERIFF LIST
Zillow by-owner: "Entire house was updated. House is selling as is." and "Reasonable offers only."
ON THE SHERIFF LIST AND LISTED FOR SALESale 9/16, 23 days
49 E Cloverdale Ave
Pine Hill, Camden County
$450,000
4 bd / 3 baTax $10,151 publishedUpset $267,608.64
Real entry is about $271,840 once the open tax, CCMUA, water and sewer are added, and a tax certificate from 04/10/2026 sits on top of that.
Sheriff FR-26001243 upset $375,949.31 against a $387,985 asking price.
ON THE SHERIFF LIST AND LISTED FOR SALESale 9/2, 9 days
218 Kingston Ave
Barrington, Camden County
$387,985
5 bd / 3.5 ba$42K price cutUpset $375,949.31
Almost no equity, which is the exact condition under which a seller cannot carry paper. Worth the call for five bedrooms and a hard date, not for a note.
4 bd / 2 ba, auction.com1,497 sf, built 1961Judgment $127,275.36
Best file on the 8/27 board. Needs a named and priced fifth bedroom, and at this upset there is budget room to build one. Note: auction.com shows the auction as 10/1/2026 while the sheriff board stamped this morning shows 8/27. Ask which governs.
Beds not publishedJudgment $123,933.66Zero adjournments
The only 8/27 file inside the money that has not been ruled out. Beds, baths and square footage are absent from auction.com, Zillow, Redfin, Trulia, Homes.com, Xome and NJParcels. This one is a drive-by, not a desk answer.
Beds still unknown, 6th run3,970 sf, built 1967Tax $12,006 published
Karcich wrote on 8/19 that the current owners might be interested in selling and asked for a written offer. It was listed at $379,000 and pulled on 5/26/2026 without selling. Judgment reads $307,060.31 in the summary and $297,872.67 in the notice, both reported, neither picked.
3-4 bd / 2 ba, Redfin1,576 sf, built 1961Judgment $175,812.06
Redfin describes it as a Millbrook rancher, 3-4 bedroom, 2 full bath. The ambiguity is in their text, not added here. Confirm the count before anything else.
30 shown of 33 qualifying · 4+ beds, 2+ full baths, $3,000 or less · no rent-to-own or lease-option language anywhere today
Address
Town
Rent
Beds
Full baths
132 N King St (Upstairs)
Gloucester City
$2,100
5
2
5 Pastoral Ln
Willingboro
$2,999
5
2
3 Cherokee Dr
Pemberton Twp
$3,000
5
2
449 Chambers Ave
Gloucester City
$3,000
5
2
2228 Kennedy Ave
Lindenwold
$1,900
4
2
915 S 8th St
Camden
$1,695
4
2
2870 Kansas Rd
Camden
$1,850
4
2
37 E Gloucester Pike
Barrington
$2,000
4
2
570 Line St
Camden
$1,950
4
2
394 Croshaw Rd
Wrightstown
$2,599
4
2
298 Ivy Ct
Marlton
$2,600
4
2
19 Lincoln Ave
Collingswood
$2,600
4
2
27 Lincoln Ave
Mount Ephraim
$2,650
4
2
208 Haddon Rd
Browns Mills
$2,700
4
2
13 Broadway
Browns Mills
$2,750
4
2
210 Valley Rd
Pemberton Twp
$2,795
4
2
16 Marshal Ln
Willingboro
$2,800
4
2
144 Mill St
Mount Holly
$2,800
4
2
40 Melrose Ln
Willingboro
$2,800
4
2
23 Palmetto Ave
Marlton
$2,800
4
3
20 Sussex Dr
Willingboro
$2,850
4
2
27 Glover Ln
Willingboro
$2,850
4
2
17 Bonnie Ln
Willingboro
$2,890
4
2
129 S Coles Ave
Maple Shade
$2,900
4
2
33 Pastoral Ln
Willingboro
$2,950
4
2
206 Stevenson Ave
Beverly
$2,995
4
2
54 Plumtree Ln
Willingboro
$3,000
4
2
1 Spruce Ln
Marlton
$3,000
4
2
150 Eastbrook Ln
Willingboro
$3,000
4
2
147 Russell Ave
Barrington
$3,000
4
2
Letters
Six written, all six passed the machine check · zero Gmail drafts created, deliberately
No Gmail drafts were created this morning. The Karcich thread lives on divorcediabetes@gmail.com and a draft from the connected mailbox would go out under the wrong address. akarcich@lkylaw.com is still the only address verified against a primary source.
Everything else · rejections, out of range and held items
Nothing is ever deleted from this list. Each line carries the reason.
7 Roberts Pl, Willingboro, sheriff 8/27, upset $58,000 — 3 bedrooms, 1,406 sf, built 1970 (Zillow). Roberts Place is an R street, Rittenhouse Park, townhouses. Cannot house nine at any price.
5006 Baltimore Dr, Evesham, sheriff 8/27, upset $156,551.90 — 2 bd / 3 ba, 1,248 sf condo (auction.com). Ray's number one town and it still cannot work.
1623 Albert St, Hainesport, sheriff 8/27, upset $77,635.97 — 2 bd / 1 ba, 1,041 sf, built 1920 (Redfin).
5502 Essex Ln, Mount Laurel, sheriff 10/8, upset $138,015.49 — 2 bd / 1.5 ba condo, HOA $130 a month.
406B Violet Dr, Mount Laurel, sheriff 9/24, upset $66,621.42 — 1 bd / 1 ba, 932 sf, and it sits in Holiday Village, a 55 plus age restricted community. Rejected twice over.
123 Helen Dr, Cinnaminson, sheriff 8/27, upset $7,571.02 — the attorney is McGovern Legal Services, a community association firm, so this is an association lien and not a mortgage. An association lien foreclosure does not extinguish a first mortgage recorded ahead of it. Not a $7,571 house. Listed here so the number never fools a later run.
63 Mary St, Bordentown, sheriff 8/27, upset $307,100 — 4 bd / 1 ba, 1,640 sf, built 1900. Over ceiling. The upset sits $135,224 above the $171,876.17 summary judgment, which usually means prior liens are carried into the bid.
2094 Harbour Dr, Palmyra, sheriff 8/27, upset $157,000 — beds and baths blank on Zillow and on Redfin. Zillow tags it as an auction offered by Auction.com, Redfin says off market. Held, not rejected.
1 Whitehaven Dr, Lumberton, sheriff 8/27, upset $155,002.72 — no Zillow, Redfin, auction.com or Xome page exists. Built 1994, assessed $412,800, last sold 3/30/1994 for $197,300 (NJParcels). Held, not rejected.
9 Pondview Ct, Marlton $652,000 · 18 Windermere Dr, Lumberton $709,000 · 77 W Greenbush Rd, Bass River $444,097 · 396 N Pemberton Rd judgment $2,512,777.76 — all far over ceiling.
340 E Union St, Burlington — absent from the feeds for an eighth consecutive run. No sold or pending record, and no detail URL was ever captured. Cannot be closed out from a desk.
Camden Tier 1 sheriff files — Cherry Hill 9, Voorhees 3, West Berlin 1. None inside the buy box on price, none carrying a published bed count. Cherry Hill: 301 Browning Ln #42, 1927 Birchwood Ct, 946 Chanticleer Dr, 12 Rhode Island Ave, 422 Coolidge Rd, 525 Park Place Dr, 11 Rose Ln, 679 Highland Ave, 9 Bucknell Dr, 859 Stonehenge Rd. Voorhees: 1003 Ashriver Ct, 48 Whyte Dr, 206 Whitehall Ct, 2 Edelweiss Ln. West Berlin: 130 Stokes Ave.
Geography rejects — 1856 Hammonton Rd Route 542 (Egg Harbor City, Atlantic County) and 1856 Route 542 (Tuckerton, Ocean County), both $400,000 6 bd, and both appear to be the same physical house double listed. 88 Groveville Rd carries a Trenton 08620 mail ZIP but sits in Bordentown Twp, Burlington County, so it stays in play at $359,900, 6 bd / 3 ba.
Rental data errors excluded rather than reported — 45 Railroad Ave, Florence at $750 for 6 bedrooms, and 219 Meadow Dr, Mount Laurel showing 6 full baths on a 4 bedroom. Both look like scrape artifacts.
Nothing matches that filter today.
Property Owner, 49 East Cloverdale Avenue, Pine Hill No email published. Goes by phone and mail.
Good morning,
I would like to buy 49 East Cloverdale Avenue before the September 16 sheriff sale. Are you open to that?
I saw the house listed by owner and the number posted with it. I am not an investor and I am not after a listing agreement. This would be a home for my family. Not an investment, not a flip.
I am financing, not paying cash, so I would need a little time to close. If you would rather hold a note on part of the price than take all cash, I would talk about that as well.
One question. Is the house four bedrooms, or is there a room that could be made into a fifth?
A call is easiest. 609-817-5812, most evenings.
If you would rather never hear from me again, tell me and you will not.
Best regards,
Ravenna "Ray" Taylor
(609) 817-5812
divorcediabetes@gmail.com
Maryann D'Agostino, Bruce Associates, 150 North Smith Terrace No email verified against a primary source. Goes by phone and mail.
Good morning Ms. D'Agostino,
I would like to buy 150 North Smith Terrace in Clementon before the September 2 sheriff sale. Would the estate consider it?
I am not an agent and I am not after the listing. I am buying to live in the house. Five bedrooms is what my family needs and this one has them.
Two things I can work with. Probate that is not finished, and any condition at all. Nothing has to be cleaned out.
If the estate would rather hold a note than take cash, I would talk about that as well.
The sale is nine days out, so a call is easiest. 609-817-5812, most evenings.
If your seller is not interested, no hard feelings, just let me know.
Best regards,
Ravenna "Ray" Taylor
(609) 817-5812
divorcediabetes@gmail.com
Michele Lupton, BHHS Fox & Roach, 218 Kingston Avenue No email verified against a primary source. Goes by phone and mail.
Good morning Ms. Lupton,
I would like to buy 218 Kingston Avenue in Barrington before the September 2 sheriff sale. Are your sellers open to that?
I am not an agent and I am not after the listing. I am buying to live in the house. Five bedrooms, and my family needs every one of them.
I am financing, not cash. Very serious. The sale date is the hard part, not the price.
One question about the house. Are all five bedrooms legal bedrooms, or is one of them a converted space?
The sale is nine days out, so a call is easiest. 609-817-5812, most evenings.
If your seller is not interested, no hard feelings, just let me know.
Best regards,
Ravenna "Ray" Taylor
(609) 817-5812
divorcediabetes@gmail.com
Andrew J. Karcich, akarcich@lkylaw.com (confirmed live) Paste this into his existing thread and send it from divorcediabetes@gmail.com. Do not send from raysellsmorehouses@gmail.com.
Good morning Mr. Karcich,
Before the sale. I am not looking to buy the judgment.
You wrote that the current owners might be interested in selling. I would like to make a written offer on 125 Country Club Road and I am ready to put one together.
One thing is holding it up. The bedroom count is not published anywhere. The sheriff record does not carry one and the tax record does not either. I cannot price the house honestly without it.
Can you give me the number of bedrooms, or put me in touch with whoever can let me walk it? The sale is September 10.
Replying here is fine. My number is 609-817-5812 if a call is easier.
If your client is not interested, please tell me and I will leave it alone.
Best regards,
Ravenna "Ray" Taylor
(609) 817-5812
divorcediabetes@gmail.com
Powers Kirn LLC, 87 Middlebury Lane. 856-802-1000 No email published for this firm. Phone and mail only.
Good morning,
I would like to buy 87 Middlebury Lane in Willingboro, sheriff number 25001755, before Thursday's sale. Is your client open to that?
I am financing, not cash. This would be a home for my family. Not an investment, not a flip.
The file has been adjourned ten times since October. If the owners would consider selling before Thursday, I am ready to talk this week.
Two questions on the file. Is the good faith upset of $143,198 still current, and do open municipal charges survive the sale?
The sale is Thursday, so a call is easiest. 609-817-5812, most evenings.
If your client is not interested, please tell me and I will leave it alone.
Best regards,
Ravenna "Ray" Taylor
(609) 817-5812
divorcediabetes@gmail.com
Alfred Dansbury, BHHS Fox & Roach Haddonfield, 707 North 6th Street No email verified against a primary source. Phone: (609) 596-0897.
Good morning Mr. Dansbury,
I would like to talk about 707 North 6th Street. Your listing says the seller will hold the mortgage on half the sale price at four and a half percent. Would he consider holding more than half, on a longer term?
I am not an agent and I am not after the listing. I am buying to live in the house. Five bedrooms is what my family needs.
I am financing the rest, not paying cash. Very serious. The half in cash at closing is the part I cannot do today.
A call is easiest. 609-817-5812, most evenings.
If your seller is not interested, no hard feelings, just let me know.
Best regards,
Ravenna "Ray" Taylor
(609) 817-5812
divorcediabetes@gmail.com