The 5 AM prompt still says “Buy box is v17”. That is four versions stale. This page is built on SWEEP-BUY-BOX v21 and SWEEP-PAYMENT-MATH v6, both dated 2026-09-08, because the file in Drive always beats a version number written in a prompt.
Dashboard spec v9 and master v9 §10 both say the front page leads with Burlington Township. That is now a fossil. Under v21 the front page leads with Marlton and Lumberton. Master v9’s own standing rule settles it: when the buy box changes what the project hunts, the buy box is newer and it wins.
None. No new reply from any custodian, owner, agent or office since 2026-09-02.
Last contact was Burlington City, Vanessa Bryant-Dale, 2026-09-02: OPRA-Req-26-0575, 26-0576, 26-0577 and 26-0578 all returned Status: Completed. Those four are the delinquent tax list, open municipal liens, tax sale list and outstanding certificates, and delinquent municipal utility accounts for Burlington City. 26-0578 is still sitting in Trash and its thirteen delivered files are still unsaved.
Ray sent sixteen OPRA requests. Eight to Evesham, eight to Lumberton.
All from raysellsmorehouses@gmail.com, which is the correct address for a government filing.
All say block and lot are included.
| Record requested | Evesham 13 | Lumberton 17 |
|---|---|---|
| Delinquent property tax list | 18:43 | 18:47 |
| Open municipal liens | 18:43 | 18:47 |
| Tax sale list and outstanding certificates | 18:43 | 18:47 |
| Delinquent municipal utility accounts | 18:44 | 18:48 |
| Abandoned property list, N.J.S.A. 55:19-55 | 18:44 | 18:48 |
| Vacant property registration list | 18:44 | 18:48 |
| Creditor registrations, vacant and abandoned | 18:44 | 18:48 |
| Open code violations and notices | 18:44 | 18:48 |
Sent to opra@evesham-nj.gov and bquinn@lumbertontwp.com.
This closes buy box v21 §D.3 and the scoring run’s NEXT item 3, both of which still read that the Lumberton request “has not been sent”. It has. The four-item ask in buy box §C, plus the two code-enforcement extras, is fully covered by these eight subjects.
bquinn@lumbertontwp.com is could not be verified this run. Unverified this run
Clerks normally forward. No action unless nothing lands.Ray’s priority town. It runs on the 203(k) or on seller carry, never on the subsidised USDA loan, and a Marlton 203(k) card is never ranked against a USDA card on price alone.
| Funnel, 2026-09-08 scoring run | Parcels |
|---|---|
| Class 2 residential parcels | 15,517 |
| Dropped, not a dwelling | 2 |
| Dropped, no value or no tax bill | 2 |
| Dropped, unaffordable even with the Honda out | 14,454 |
| Survive | 1,059 |
| … of which fit the payment TODAY | 211 |
| … of which need the Honda excluded | 848 |
| After removing recent arms-length sales | 956 |
969 of the 1,059 affordable parcels are condo units. 92%. The Qualifier field is
C#### on every one of them, so that identification is exact, not inferred. Only 58 have any
recorded lot size, because condos carry 0.0 acreage.
Garage shows as zero in Marlton and that is a file problem, not a housing problem. Evesham records builder model names in Building Class — PRIMROSE, FOX-B, CONCORD, HERITAGE, YORKTOWN — where Lumberton records structural codes that carry the garage. Marlton is not a town without garages. It is a town whose file cannot see them.
64 COAH deed-restricted units sit right in the affordable band. Resale cap and income limit. Check before anything.
Four parcels carry real condition codes: CHESTNUT-FIRE, STOCKTON-DAMAGE, RANCH-INF DAMGE, FIRE DAMAGE. A fire-damaged house is exactly what a 203(k) finances and what nobody else can buy. They deserve their own look.
| Funnel, 2026-09-08 scoring run | Parcels |
|---|---|
| Class 2 residential parcels | 3,710 |
| Dropped, no value or no tax bill | 4 |
| Dropped, unaffordable even with the Honda out | 2,180 |
| Survive | 1,526 |
| … of which fit the payment TODAY | 677 |
| … of which need the Honda excluded | 849 |
| After removing recent arms-length sales | 1,404 |
179 condos, 12%, and zero condos in the top 25. 352 parcels with a garage in the building code.
440 with a recorded yard. 753 built before 1980. Building Class here carries real structural codes:
1SF, 2SF1CG, 1.5SF1UG, 1SF&B1AG.
The finding: at Ray’s qualifying ceiling, Lumberton has the stock he described and Marlton is largely an attached-housing market. That is a fact about what his budget buys in each town. It is not an argument against Marlton and it is not being used as one. He has the right to choose the town.
The top 25 rows for each town are not here, and this run could not get them.
Marlton-targets.csv (1,059 rows) and Lumberton-targets.csv (1,526 rows) were
delivered into the 2026-09-08 conversation and were never written to Drive. Folder 08 holds only Burlington
Township and Burlington City. SWEEP-SCORER-BULK, which the scoring run says carries
score_bulk.py in full, was never created in Drive either. This scheduled run has no access to
Ray’s computer. So the funnel and the finding survive and not one address does, and no address is going
to be invented to fill the gap.
The fix is one upload. Re-upload 0313EveshamTwpmodivbulk.csv and
0317LumbertonTwpmodivbulk.csv into the next session, or the two target CSVs, which are smaller.
The session runs the scorer. Ray uploads, nothing else.
Standing rule from the 2026-09-08 scorer-defect file: a file this project cannot open is not a file it has. This is that rule biting for the second time in two days.
The binding constraint is not the price cap and it is not the $2,200 ceiling. It is the 41% total-debt ratio against $1,050 a month of car payments. At $5,833/mo gross the 41% ceiling is $2,392. Less $1,050 of cars that leaves $1,342 of PITI room today and $1,891 with the Honda out. With both cars gone the 33% PITI ratio takes over at $1,925, so the second car is worth $34 a month. All the value is in the Honda.
| Town | Today | Honda out | Gain |
|---|---|---|---|
| Washington Twp 36 | $298,517 | $378,100* | +$79,583 |
| New Hanover 25 | $287,368 | $378,100* | +$90,732 |
| Bass River 01 | $270,097 | $378,100* | +$108,003 |
| Hainesport 16 | $262,898 | $378,100* | +$115,202 |
| Southampton 33 | $258,323 | $374,125 | +$115,802 |
| Lumberton 17 | $257,779 | $373,338 | +$115,559 |
| Burlington Twp 06 | $255,538 | $370,092 | +$114,554 |
| Florence 15 | $255,360 | $369,835 | +$114,474 |
| Burlington City 05 | $212,125 | $307,217 | +$95,092 |
| Beverly City 02 | $199,133 | $288,401 | +$89,268 |
* the $378,100 county loan cap binds instead of the ratio. Marlton is not in this table because it is not USDA eligible and runs on a different financing path.
The Honda-out column is a hope, not a budget, and it is never printed on its own. The six-month advice behind it does not match any rule this project could verify, in three separate ways: USDA’s own handbook says twelve months not six; the rule is written for a co-signed debt where another obligor pays, and both car loans are recorded as being in Ray’s name alone; and that handbook governs USDA Guaranteed, while 502 Direct sits under a different handbook that a mortgage broker does not even originate.
The faster route nobody has put on the table: a release of liability. In practice, the other person refinances the Honda into their own name. No waiting period at all. It collapses a twelve-month wait into a transaction. It is a real favour to ask and it is Ray’s call and theirs.
Marilu Carmona 856-285-7649 · Yoselin Aparicio 856-285-7657 · state office escalation 856-787-7700 option 4
Say “Section 502 DIRECT” out loud, every time. Most callers asking about USDA mean Guaranteed, which is a different programme with different limits and no payment subsidy.
Two questions. About $200,000 of house between them. One phone call.
Also worth confirming while on the line: that the 1–4 person low-income ceiling of $98,150 and the $378,100 loan limit are current.
Do not read SWEEP-CALL-SCRIPTS v2 down the page. It is a fossil. Its Vineland script leads with the fifth-bedroom overcrowding question and its county script asks about a nine-person income limit. Both died with the three-person reset on 2026-09-08. The phone number and the “say DIRECT” discipline are still good. Everything about bedroom count in that file is not.
The mortgage guy, about the loan he actually writes.
He may be perfectly right about his own loan and simply not be describing 502 Direct. Treat the two answers as independent.
Zillow Burlington County FSBO, read 2026-09-09. Fourteen listings returned. Tested against v21: three bedrooms minimum, two full bathrooms absolute, and the TODAY column for the town.
| Address | Ask | Bd/Ba | Sq ft | Verdict |
|---|---|---|---|---|
| 115 Natalie Rd, Delran | $147,406 | 3 / 2 | 1,084 | Only one that clears price and beds |
| 1600 Mount Holly Rd, Burlington 08016 | $325,000 | 4 / 2 | 1,750 | Over both columns for either Burlington |
| 19 Paul Rd, Maple Shade | $384,990 | 4 / 2 | 1,614 | Over price, town not in footprint |
| 48 Kent Ave, Marlton | $549,000 | 4 / 2 | 1,858 | Over price by a wide margin |
| 238 Route 72, Tabernacle | $499,000 | 3 / 2 | 1,476 | Over price |
| 411 N Church St, Moorestown | $499,000 | 3 / 2 | 1,296 | Over price |
| 108 Coopers Kill Rd, Delran | $595,000 | 4 / 3 | 2,420 | Over price |
| 101 S Lenola Rd, Moorestown | $599,000 | 4 / 3 | 2,260 | Over price |
| 128 Crosswicks Chesterfield Rd, Chesterfield | $660,000 | 3 / 2 | 1,536 | Over price |
| 844 Woodchuck Dr, Mount Laurel | $236,900 | 2 / 2 | 1,152 | Under the three-bedroom minimum |
| 115 E Kings Hwy 211, Maple Shade | $250,000 | 2 / 2 | 1,136 | Under the three-bedroom minimum |
| 12 Evergreen Dr N, Browns Mills | $150,000 | 2 / 2 | 1,088 | Under the three-bedroom minimum |
| 1476 Route 38 Trailer 16, Hainesport | $124,599 | 2 / 2 | 910 | Two bed, and a trailer |
| 202 Jacobstown New Egypt Rd 8, Wrightstown | $93,500 | 2 / 1 | 840 | Two bed, one bath |
115 Natalie Rd carries two unknowns and neither was resolved this run.
Every FSBO is a Track B candidate by default, because the absence of an agent is itself the signal. A property belongs to Track A or Track B, never both.
Sheriff sale is dead as an outreach channel and it stays dead. Confirmed by CWPP A5664. It is read for intelligence and cross-reference and it generates no letter, no call script and no contact task. Lis Pendens is the live channel and there is still no free automated path to it.
Burlington County board read 2026-09-09 at salesweb.civilview.com, countyId=3. 86 rows, 10 Sep through 12 Nov. Re-derived this run, never carried forward.
| Date | Address | Town |
|---|---|---|
| 10 Sep | 75 Five Crown Royal | Marlton |
| 10 Sep | 505 Westerly Drive | Marlton (Evesham Twp) |
| 24 Sep | 5006 Baltimore Drive | Evesham |
| 22 Oct | 9 Pondview Court | Marlton (Evesham Twp) |
| 24 Sep | 8 Tarragon Drive | Lumberton |
| 24 Sep | 1 Whitehaven Drive | Lumberton |
| 10 Sep | 328 Saint Mary Street | Burlington |
| 10 Sep | 13 Bunting Avenue | Burlington |
| 17 Sep | 113 Fernwood Avenue | Burlington |
| 1 Oct | 1309 Springside Place | Burlington |
| 15 Oct | 104 Creekside Way | Burlington |
| 5 Nov | 536 Wood Street | Burlington |
104 Barclay Street has dropped off the board. It carried a 3 September date in calendar v2’s derived list and it is no longer on the calendar. 125 Country Club Road, 13 Bunting Avenue and 328 Saint Mary Street have all moved onto 10 September as expected.
5006 Baltimore Drive was already enriched on 2026-08-21 through its auction.com detail page: a 2-bedroom, 1,248 sq ft condo, estimated value $311,012. It is a clean, explained rejection under any buy box this project has had, and it is now on the 24 September list.
No sheriff address was cross-referenced against the FSBO pull this run and none matched by inspection. The full 86-row cross-reference and the auction.com enrichment pass were cut to protect the email and this deploy.
All four are five to seven bedroom houses surfaced to hold nine people. Three bedrooms is now a minimum, not a target, so they are not disqualified for size. They are simply no longer why the sweep exists. Reported here once against the new payment test, then dropped from the front of the report.
| Address | Back end today | Honda out | Verdict |
|---|---|---|---|
| 132 4th Ave, Roebling | 44.3% | 34.9% | Passes with the Honda out |
| 383 Woodbine, Browns Mills | 50.1% | 40.7% | Marginal. Passes by 0.3 of a point, which is no margin |
| 504 Bridge St, Beverly | 51.7% | 42.3% | Over the 41% ceiling both ways. Out |
| 174 Eastbrook | — | — | Unverified this run no payment test on file |
383 Woodbine still needs a per-address USDA eligibility check on the live map before it goes further. USDA’s New Jersey Rural Designation notice names Browns Mills as one of eleven NJ areas under review for losing rural designation. The notice is undated and cites 2015 ACS data, so it is probably historic and the outcome is unknown. A review is not a removal. Do not report the address as ineligible on that basis.
Mail queue: 0
The 719 letters are RETIRED and NOT MAILABLE. That includes the 132 that were once marked live. Ray retired the whole batch on 2026-08-30 by name. They are not defective — signature verification passes clean — they simply predate the two-voice split and he binned them.
No letters were written this run, and that is correct. The corpus is retired, the fresh-letter question is still unanswered, and the two new target lists carry no bedroom or bathroom count, so no list off that file may be presented as filtered and no letter may imply that it is. Any new campaign is a new campaign off a v21 rescoring.
Outreach scope, unchanged: off-market owners only. No agents, no counsel, no heirs, and nobody reached because of a foreclosure, a sheriff sale, a bankruptcy or a death. A parcel already in a Track B list never gets a Track A letter.
| Date | What | Kind | Note |
|---|---|---|---|
| 4 Sep | Burl Twp + City assessment lists | Overdue | Five days past due. Burlington City answered a different set on 2 Sep. Never dropped silently |
| 8 Sep | Burlington Twp code enforcement OPRA | Deemed denial | Sent 27 Aug, due yesterday, nothing received. 47:1A-5(g) |
| 17 Sep | Evesham and Lumberton, sixteen requests | Due | Seven business days from receipt on 8 Sep |
| 25 Sep | Tax pay-by date | Estimated | Inferred from the 2025 pattern only. Unconfirmed for 2026 |
| late Sep | Tax sale re-ask | Soft | Answered in writing 28 Aug: no 2026 date is set. Shayla Steele, CTC, 609-239-5805 |
| 9 Oct | Delinquent list advertised | Band | The highest value date on the board. Cross-reference against the scored targets on block and lot. Unconfirmed for 2026 |
| 24 Oct | USDA day 60 | Soft | The clock has not started. The self-assessment has not gone back |
| 6 Nov | Tax sale | Band | The outreach window closes here. Unconfirmed for 2026 |
| 23 Nov | USDA day 90 | Soft | Outer edge of the window Vineland quoted |
The OPRA REQUEST LOG spreadsheet is the only source of OPRA status and nothing may restate it. It is now wrong in five places and it needs Ray’s hand, because the Drive connector cannot edit a Google Sheet.